Harvard Called Lazy, Fat, Stupid in Endowment Report Last Year

Harvard Universitys money managers collected tens of millions in bonuses by exceeding easy-to-beat investment goals even as the colleges endowment languished, employees complained in an internal review.

The consulting firm McKinsey & Co., in a wide-ranging examination, zeroed in on the endowments benchmarks, or investment targets. Some of those surveyed said Harvard allowed a kind of grade inflation when it came to evaluating its money managers.

This is the only place Ive seen where people can negotiate the benchmark they get compensated on, read a representative quote” in the McKinsey report.

The McKinsey assessment offered an explanation of what it called the performance paradox at Harvards $35.7 billion endowment, the largest in higher education. Year after year, Harvard would report benchmark-beating performance while falling further behind rivals such as Yale, Princeton, Columbia and the Massachusetts Institute of Technology.

The April 2015 report, which has never been made public, spells out why the fund paid more than peers for lagging performance, as well as its managements strategy for shifting course. Harvard said it has since revamped its compensation.

Soaring Pay

McKinseys review took a rare, unvarnished look into the culture of a secretive organization, where employees and others complained to McKinsey of an inattentive board and complacent culture — in their words, stable, rather than smart, capital or, less charitably, lazy, fat and stupid.

As Harvards Cambridge, Massachusetts campus braces for possible budget cuts after a recent decline in the endowment, McKinseys conclusions are likely to raise concern. For years, faculty and alumni have complained about money manager pay, which they have called inappropriate for a nonprofit.

The consultants report focused on the five years ended June 2014, a period when manager compensation soared. During that half-decade, Harvard paid 11 money managers a total of $242 million, 90 percent of which was made up of bonuses, tax filings show. In the final year, total compensation amounted to $65 million, more than twice the amount five years earlier.

Harvards endowment has redesigned its compensation to further align the interest of investment professionals with those of the university, spokeswoman Emily Guadagnoli said in an e-mail. Because of under-performance in the most recent year, current and former employees will forfeit compensation that was held back in prior years.

The new plan ties pay to appropriate industry benchmarks and a significant portion is held back and wont be awarded for performance that isnt sustained, she said.

In the report, the consultants cited a representative quote from within the endowment stating that benchmarks are easy to beat, inconsistent and often manipulated. McKinsey summed up this sentiment in a PowerPoint slide: The benchmarks are considered slow rabbits.

People familiar with the report said some at Harvard considered McKinseys comparisons unfair because each school had such a different mix of investments and risks. They also took issue with the idea that benchmarks were manipulated.

Then Chief Executive Officer Jane Mendillo, who oversaw the endowment during the period McKinsey studied, had a goal of making the endowment less volatile after steep losses during the 2008 financial crisis. Even adjusted for risk, however, Harvards performance lagged, McKinsey said. Mendillo declined to comment.

Key Targets

Universities and other organizations with money managers must strike a balance when setting performance targets, according to Ashby Monk, who directs a Stanford University research center and is a senior adviser to the University of California endowment. Setting goals too high encourages excessive risk, while setting them too low results in overpaying money managers, he said.

Youve got to get the benchmarks right, Monk said.

Harvard commissioned the study after it promoted Stephen Blyth, a former Deutsche Bank AG bond trader from head of public markets to chief executive officer in 2014. McKinsey delivered a 78-page PowerPoint presentation, which was reviewed by Bloomberg, to executives and money managers.

Afterward, Blyth overhauled Harvards compensation and benchmarks, making targets harder to beat. Blyth stepped down in July after taking a medical leave. In December Nirmal P. Narvekar, the top-performing endowment manager from Columbia, will take over at Harvard. He will become the eighth permanent or interim chief executive since 2005.

Foregone Billions

In the five years scrutinized by McKinsey, the fund reported an average annual return of 11.2 percent, compared with Princetons 14 percent, Yales 13.5 percent and MITs 13.2 percent. Harvards relative under-performance cost the school $3.5 billion. Because of such results, McKinsey warned that Harvard could lose its perch as the worlds largest endowment to Yale within 20 years. On a 10-year basis, Harvards performance was slightly better, McKinsey said.

U.S. Colleges Amass Riches as Students Sink in Debt: QuickTake

The review focused on what endowments call a policy portfolio. It reflects the mix of each kind of asset a school owns — from stocks and bonds to South American timberland. The university picks benchmarks, such as an equity index, to evaluate the performance of the different investments.

Over the five-year period, Harvard reported that its 11.2 percent average annual return beat its benchmarks — its so-called policy portfolio — by 1 percentage point, a significant margin for a money manager.

Then, McKinsey compared the colleges performance to Stanfords policy portfolio, which it viewed as more ambitious. Had it been measured by the more rigorous standard, Harvard would have underperformed by half a percentage point.

Side Deals

In fact, merely running a portfolio of index-tracking funds – 65 percent in the S&P 500 Index and 35 percent in a government bond index – would have generated a 14.2 percent annual return.

During the financial crisis, managers took steps to move out poorly performing investments and adjust benchmarks, muddying performance judgments, according to one of the quotations from the survey: There were so many side deals cut during the crisis bad stuff moved out of portfolios and benchmarks adjusted individual performance bears little resemblance to fund performance and we somehow seem OK with that.

The McKinsey report singled out alternative investments such as real estate and natural resources. They make up more than half of Harvards portfolio, and McKinsey noted they performed strongly. At the same time, they were judged on benchmarks — particularly for natural resources — that were less aggressive compared with those at Yale, Princeton and Stanford, according to the report.

Highest Pay

In the five-year period, the university paid Andrew Wiltshire, who oversaw alternative investments, a total of $38 million, more than anyone else. Alvaro Aguirre, who oversaw holdings in natural resources like farmland and timber, made $25 million during the four years for which his compensation was disclosed. Wiltshire, who declined to comment, and Aguirre, who didnt return messages, both left Harvard last year.

During the entire five years, Harvard paid then CEO Mendillo $37 million, twice as much as top-performing David Swensen at Yale University.

The report recommended expanding Harvards internal trading operations, which it said had an annual cost of almost $75 million, including performance bonuses for employees. Harvard did so, but later backtracked, eliminating at least a dozen positions.

Thanking Klarman

Blyth, who headed public markets, including the trading operation, was paid a total of $34 million over the five years. McKinsey found that Blyths unit contribute strongly to the funds performance, and its benchmarks fell in line with the schools peers. Blyth didnt return messages.

The report also noted that some of the best-performing investments in the portfolio were picked years ago. They included Baupost Group LLC, the hedge fund run by Seth Klarman, stock-picking hedge fund Adage Capital Management, and venture firm Sequoia Capital, an early backer of Google and PayPal Holdings Inc. Thank God for Seth Klarman, one employee told the consultants.

McKinsey cited interviews describing recent commitments to strongly performing investments, such as Baker Brothers Advisors, a biotechnology stock-focused fund, as incremental, scattershot and lacking in conviction.

Consultants heard complaints about the board overseeing Harvard Management Co., the schools investment arm: The board doesnt ask the hard, searching questions around benchmarks and compensation.

Falling Behind

James Rothenberg, chairman of Capital Research & Management Co., the Los Angeles mutual-fund manager, chaired the board during this period. Rothenberg, who was also Harvards treasurer, died in July 2015.

Paul Finnegan, founder of a private equity fund, joined the board in 2014 and succeeded Rothenberg as chairman last year. Most of the current members of the board joined in the last two years. Harvard President Drew Faust was also on the board during the period and remains a member.

McKinsey said staffers were proud to work for such a prestigious college, which they said could use its name to attract talent and gain access to investments. As one of those interviewed told the consultant: Harvard shouldnt stand for mediocrity, but thats where were heading if this continues.

Watch Next: Goldman’s Lloyd Blankfein Says He’s Surprised He Got Into Harvard

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Read more: http://www.bloomberg.com//news/articles/2016-10-27/harvard-called-lazy-fat-stupid-in-endowment-report-last-year

David Hernandez

How to support fat women in the time of Trump.

This month has been an especially taxing time to be a woman in America.

We watch coverage of the presidential race and see thin women talk about being called not my first choice and Miss Piggy. It is outrageous, and it is visceral.

A wave of shame washes over us. The memory of a strangers hands on our skin sends an electric charge through our legs, willing us to run. Blood rushes to our cheeks as we try to figure out where we would fit on a bleak one-to-10 scale. Would he call me a one? A zero? Would he reach back into negative numbers? Who else thinks about us, about me, in such reductive terms?

As a woman, this wondering is all too familiar. Often, it is forced upon us, a biting reminder of the simple mathematics of femininity that appearance only and always equals worth. It impacts every woman.

But this televised bullying frequently targets women based on their weight.

It made Miss Universe into Miss Piggy, one of many women singled out for gaining weight. So many women have been called fat these last few months and so few are.

Those of us who are fat know that this kind of name-calling is just the beginning. It is only the tip of the iceberg that has struck our shared ship. Fat women have seen the craggy mass beneath the surface, its sharp edges cutting us down to size every day.

It is horrifying that a man running to lead a nation would talk about women this way. But to fat women, it is not surprising.

As a fat woman, I know that Trump is only the tip of the iceberg, the most visible part of a massive monolith of attitudes toward fat people. Humiliation of fat women happens daily, publicly, hidden beneath a waterline that can only be traversed by having a body within shouting distance of acceptability.

We feel the jagged edges of that iceberg in fat jokes in movies. (Whole careers have been built on pratfalls and fat suits.) We feel its cut when strangers give unsolicited diet mandates at the grocery store or when colleagues offer gym memberships to fat co-workers.

We have become accustomed to the rush of blood in our cheeks when our bodies are so readily commented upon by anyone, in any venue. The stomach that drops like a faulty elevator. The hollow echo of friends laughter at cruel fat jokes. The thudding heartbeat when a family member insists she shouldnt be wearing that about another fat stranger.

The way fat women are talked about is terrible. The way were treated is worse.

We know the sinking feeling of “grab them by the p***y.” Because some fat women have been and, upon reporting our assaults, have been met with disbelief who would want you? The horrifying logic of who would rape a fat woman is so ubiquitous some of us never report at all. Others of us havent been assaulted and somehow feel invisible in a culture that conflates groping and rape with affirmation. All kinds of women are sexually assaulted. Fat women are told were too disposable to be raped, even after its happened.

We didnt start with a presidential candidate who felt comfortable, all on his own, to comment on womens bodies. He has seen as so many of us have the aggressive, prescriptive, dismissive fate that befalls women who dare to gain weight. Hes got the backing of a whole culture that demonizes all women, yes, and fat women in particular.

The comments about starting a diet or joining a gym, the unchecked bullying, the harsh jokes and slurs hurled at fat women all of that softens the ground for this kind of public abuse. It comes from all sides: movies, politics, family, friends, workplaces, doctors. Its only from below that we can see the enormity of that slow, massive iceberg. Its only from close-up that we can see its razor sharp edges, only from experience that we can know how deeply it cuts.

Thin women are under immense pressure not to fall from the iceberg into the frigid waters below. For fat women, it is not a cliff to fall from, it is a boulder to be pinned under. You may not feel sure-footed you may feel your feet slip from time to time, may just be breathing at the surface but you are breathing. Fat women are drowning. And were drowning with or without a bombastic fat-shamer on television each day.

We dont just need you to dispose of the noisiest bully. We need you to challenge the culture that created him.

You have the key to the oxygen we need. You can chip away at the heavy, hurtful iceberg. You can interrupt others when they call fat people names or pass judgments on their health, relationships, appearance, or value. You can talk to family members who offer unsolicited advice on dieting, exercise, fashion, or health. You can stop seeing movies with actors in fat suits, stop listening to comedians who target fat people.

You can ask better of those around you. You can do better for yourself and for the women you know. Because targeting women for their weight hurts all of us.

None of us owes anyone access to the bodies we have to touch them, to change them, to criticize them, to cut them down to size. You dont owe strangers, pundits, or politicians your desirability. Your body is not a debt to be paid, not a problem to solve or an albatross to carry. Your body is yours.

All you need to do is have the body you have, keep yourself safe, and build the momentum of your own goodness. Feel it whirring away inside you. Fuel its engine. Remember who you are, regardless of the body you have.

You have the extraordinary strength of character that only comes from living in a culture that stubbornly refuses to acknowledge you, much less affirm you. You have an unparalleled ability to empathize and to know just how essential empathy is. You know the difference between the abundance of love and the mirage of desire. You know that desire leaves you with less; you know how to give the kind of love that makes us all whole.

You have the extraordinary love of friends, family, and partners many of whom are learning to love you in their actions as they love you in their hearts.

Its going to take all of our warmth to melt this iceberg. Thankfully, all of our hearts are furnaces. Now lets get to the hard work of firing them up.

Read more: http://www.upworthy.com/

David Hernandez

She Calls Moms Who Arent Thin Like Her Lazy. 7 Years Later, She Gains Weight

Just a few months after Maria Kang, a mother of three, had her youngest son, she was feeling confident.Kang decided to take a photo of herself in her workout gear to motivate other moms.

She included her three sons in the photo with their ages; her youngest was just eighteen months old. She asked those who saw the photo, “What’s your excuse?”

Kang didn’t understand the issue. She didn’t understand that many working mothers aren’t able to devote a ton of their time to working to get rock solid abs and a toned physique. Many are too busy with more important matters and even consider a healthy, home-cooked dinner a luxury. Moreover,many mothers do work very hard on their bodies,but simply cannot will themselves to look like a fitness model’s. Our bodies are our bodies we can treat them the best as we can, but we cannot make them do what they cannot do.

Reasonably, many motherswere upset. The implication that if they didn’t look like Kang was that they were lazy, that they were makingexcuses,and that they were not leading a healthy lifestyle.

Now, nearly seven years later, she sings a different tune. Kang has had some struggles of her own. She has gained weight, battled depression, and struggled with her marriage. Suddenly, all those so-called “excuses” became Kang’s “excuses.”

Perhaps the mother learnedthat life isn’t perfect, so no one especially a mom should be expected to look “perfect.”

It was important for me because I always tell women to celebrate their bodies, Kang told People. Regardless, if we have some cellulite, extra weight, extra skin or extra scars be proud, because we are constantly progressing, transforming and aging! This is our temple, so take care of it!

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Read more: http://littlethings.com/

David Hernandez

What Silicon Valley Can Learn From Buddhas Diet

As we walk, Dan Zigmond pulls on a black baseball cap. The sun is high, and the trees give little shade. It’s a big park—stretching across a good nine acres of grass, mulch, shrubs, and gravel paths—but from where we are, it looks much bigger. Beyond the nine acres, all we can see are more trees, more green, and the mountains in the east, so the park seems almost endless. “That always amazes me,” I say. After all, we’re on the roof of the newest Facebook building, a Frank Gehry creation called MPK20, right next to Highway 84, the Dumbarton Bridge, and the sprawling urban marshlands of Menlo Park, California, where the bog is decorated with so many power lines, transmission towers, and electrical substations.

Zigmond works in the building below, overseeing data analytics for the Facebook News Feed and other parts of the world’s most popular social network. That means he analyzes the massive of amounts of online data generated by News Feed, looking for ways to improve the service and other parts of Facebook. He’s also a Zen priest who studied with the same Buddhist monk as Steve Jobs. And that means he’s part of a long tradition inside Northern California tech circles. As we walk through Facebook’s rooftop park, he hands me a copy of a 1986 academic monograph called From Satori to Silicon Valley. A thin paperback small enough to fit into my back pocket, it explores the link between Silicon Valley and the American counter culture of the 1960s and 70s, including so many hippie attitudes lifted from Buddhism. On the cover, two black-and-white symbols merge together: the ying-yang and the transistor.

‘There’s that same spirit of seeing technology as a way of getting us to a better future.’

As Zigmond tells me, the conceit is that the counter culture helped drive the evolution of the personal computer as it emerged from Silicon Valley and challenged the dominance of giant techno-corporations like IBM and AT&T. People like Jobs—a long-haired hippie Buddhist fruitarian computer maker—didn’t just look forward to a future driven entirely by technology. Instilled with the hippie ethos—the notion that we could find something truer, healthier, and simpler than the post-industrial mega-capitalist society that emerged in the 20th Century—Jobs and his peers also looked back to a more natural past, hoping they could use personal computers to empower people and bring them together and reclaim some of the humanity the modern world had taken away. Zigmond believes these same attitudes continue to drive Silicon Valley, including tech giants like Facebook (a company intent on “making the world a more open and connected place”) and Google (“organize all the world’s information”). “There’s that same spirit of seeing technology as a way of getting us to a better future,” Zigmond says.

Ross Mantle for WIRED

So, its only natural that Zigmond, one of Facebooks top data analysts, just published a book of his own called Buddhas Diet. It mixes three of Northern California’s biggest obsessions: science, Eastern philosophy, and food. Yes, it’s a diet book. The subtitle is: The Ancient Art of Losing Weight Without Losing Your Mind. But there are greater lessons to be learned from this slim volume, not just about science, Eastern philosophy, and food, but about Silicon Valley.

Of Mice and Zen

Dan Zigmond has been a Buddhist for nearly 30 years. He discovered the Eastern religion while studying computational neuroscience at the University of Pennsylvania, and after graduating, he moved to Thailand, living in a Buddhist temple while teaching English at a nearby refugee camp. In this temple, the monks ate between dawn and noon, according to the rules of the Vinaya Pitaka, the original teachings of Buddha. They ate whatever was available and as much as they wanted, but only withinthat window. And they remained slim. In the popular imagination, the Buddha was a fat man. But he too was slim.

After two years in Thailand, Zigmond returned to the States, and eventually, he wound up at Google. He worked as a data scientist, hunting for ways of improving services like YouTube and Google Maps, and he was part of the Buddhist culture that ran right through the company. After an early engineer named Chade-Meng Tan promoted meditation groups across the company and wrote a book called Search Inside Yourself, Google became a destination for monks from across the world. When Meng gave tours to these visitors, he would bring them by Zigmond’s desk, showing off Google’s unique brand of Buddhism. “I remember more than once working on some tricky statistics code and looking up to see a band of Tibetan monks in full Buddhist robes hovering over me, always smiling,” Zigmond remembers.

‘I remember more than once working on some tricky statistics code and looking up to see a band of Tibetan monks in full Buddhist robes hovering over me.’

In 2014, Zigmond moved to Hampton Creek, part of the new wave of Silicon Valley startups intent on using technology and modern know-how to return the world to a better way of eating—another echo of the world Theodore Roszak explores in From Satori to Silicon Valley. “For many in the counter culture,” Roszak writes, “the result of high industrial technology would be something like a tribal democracy where the citizenry might still be dressed in buckskin and go berry-picking in the woods: the artificial environment made more artificial would somehow become more…natural.”

Hampton Creek used the yellow Canadian pea to create a reasonable facsimile of the chicken egg, something it used to make mayonnaise and cookie dough. The idea was that Zigmond and his team would analyze all the data Hampton Creek scientists collected aboutplant proteins and how they interact, so the company could find new ways of building cheaper, safer, and healthier food.

Ross Mantle for WIRED

In the Valley, most companies are packed with foodies—people just as concerned with quinoa and kale as code—and at Hampton Creek, this was true in the extreme. “Instead of there being software engineers at every desk,” Zigmond says, “it was plant biologists and biochemists and people who are always thinking about food.” This pervaded not just their work, but the breaks in between their work and the Internet links they traded over email. One day, someone sent around a Salk Institute study that explored the eating habits and metabolism of mice.

In the study,mice that were givenan unlimited amount of high-fat, high-calorie food gained an unhealthy amount of weight. That was to be expected. But the study also found that mice given an unlimited amount of food only during certain times of day consumed about the same number calories and stayed slim.That caught Zigmond’s attention, and not just because it went against common perception. It reminded him of those monks in Thailand.

Buddha Was a Data Scientist

Soon, Zigmond shifted his eating habits in the same direction. He decided that Buddha’s dawn-to-noon schedule was impractical, given the demands of modern life in Silicon Valley. Buthe limited his eating to a nine-hour window, much like the regimen explored in the Salk study.“The idea—and the motivation—were basically the same. Each day, I was combining a period of eating and a period of fasting,” Zigmond says. “That’s consistent with the overall message of Buddhism and Buddha, which is always looking for this Middle Way—avoiding these extremes on one side or the other.”

Zigmond lost about 25 pounds, while consuming about the same number of calories. He considered thisa data-gathering exercise. He was gathering personal data in support of those 2,500-year-old Buddhist teachings. This, he says, is what Buddha would do. Buddha was born a prince, butspent years living an ascetic life. Ultimately, after a lifetime of data gathering, he settled on something in between. The Middle Way. “One of the hallmarks of Buddha’s teachings—and the way he lived his life—was this insistence on evidence, on data. He didn’t want anyone to take anything on faith,” he says. “Buddha was a data scientist.”

‘He didn’t want anyone to take anything on faith. Buddha was a data scientist.’

In the end, Zigmond wrote a book about all this, together with a Stanford University online content manager named Tara Cottrell. Using data from that Salk study and subsequent research, it shows the value of the Buddhist attitude toward food. As the book explains, the Salk Institute later ran similar metabolism studies in which people limited their eating to a 10-hour window and lost a modest amount of weight. Plus, they sleep better at night and felt more energetic during the day.

According to Dr. Satchin Panda, who oversaw the Salk studies, in each human organ, 10 to 20 percent of our genes turn on and off at certain times of day. The theory is that the modern world has upset our circadian rhythms, and that limiting meals and snacks to specific windows of time can help restore them. “We found clocks all over the body,” he says. “The hypothesis is that human physiology, metabolism, behavior—all of it—must have some circadian component. Staying up late into the night, having less light during the daytime, having too much light at night, or even eating at the wrong time or taking medication at the wrong time can have adverse health consequences.”

But Zigmond’s book also adapts Buddhist attitudes to the modern world, suggesting ways of dealing with stuff like hamburgers, whiskey, and sodas. Buddha was a vegetarian and he didn’t drink alcohol, but Zigmond’s book doesn’t recommend abstinence from meat or booze—only moderation.The Buddha allowed monks to drink liquids whenever they like, but Zigmond argues thatthis has led to obesity and diabetes among monks who now have things like Coca-Cola. His book also finds a Middle Way between Buddha and today.

Forward and Back

The irony is that Zigmond works for one of the worlds largest Internet companies, a company that bears no small responsibility for why everyone’s circadian rhythms are off-kilter. With theironline services encouraging us to stare at screens all day and well into the night—and their increasingly pervasive work ethic keeping people on the job at all hours—these companies are contributing mightily to the problemZigmond hopes to solve.

But this is the irony that always accompanies Silicon Valley. It changes lives for better and for worse. It moves both forward and back. It combines hippie attitudes with attitudes that couldn’t be less hippie.

Silicon Valley changes lives for better and for worse. It moves both forward and back. It combines hippie attitudes with attitudes that couldn’t be less hippie.

Facebook’s social network connects us with people across the globe, but it also separates us from people right next to us. Companies likeGoogle promote a culture where people spend an extreme and sometimes unhealthy amount of time at the office, but they also seek to improve the time spent there, through things like locally sourced organic food, Buddhist-inspired “compassionate management,” and, yes, meditation groups. Hampton Creek wants to create a better way of eating, but like so many Silicon Valley companies, it apparently pushed too hard as it reached for the almighty dollar. It now faces a federal investigation after allegedly buying up its own mayonnaise in an effort to impress investors and turn itself into a billion-dollar unicorn.

This is the same dialectic described in From Satori to Silicon Valley. It’s never going to resolve itself. But it’s a good thing. Looking both forward and back is just what we need. The trick lies in knowing how the old ideas can help the new, when to heed the meta-lessons that run through a book like Buddha’s Diet, when to look for the Middle Way. This is particularly true now that the Internet is so completely changing the nature of our political system, now that virtual reality is taking us even further from the physical world, now that artificial intelligence is set to replace so many human tasks. “The stuff we do in technology really can make the world a better place,” Dan Zigmond says. “But at the same time, there are some fundamental things about life and being human that dont really change, that technology doesnt touch and shouldnt touch.”

Read more: http://www.wired.com/

David Hernandez

Benefits Of Fat Burners Find Out The Latest Info Today

Fat burners are something that can be very effective for a weight loss as long as they are used responsibly and properly. The first step to really being able to achieve success with these kinds of supplements is by learning to avoid the pitfalls of using them. While these supplements can be a very effective supplement to include into your weight loss program, they must be used responsibly and they must be used correctly. In this article, we will be going over some of the things that you are going to want to keep in mind when you are looking to use these kinds of supplements.

Things To Keep In Mind When Using Fat Burners:

1. Diet Is Important.

The best fat burner reviews onlineWhile a lot of people might assume that simply using fat burners is enough, it is not something that is going to simply melt fat off of your body but you can check out the best fat burner reviews at fatburnersforwomen.org.uk. In fact, it is still going to be a requirement to not only exercise but diet accordingly. The only way that you will be able to effectively lose weight and burn far is by getting onto a proper diet that both limits calories and poor choices. You will want to include various kinds of fat burning foods into your diet such as foods that have high fat content and high protein content.

2. More Is Not Always Better.

When using fat burning supplements, it can become very tempting to simply use more of the supplement to try to achieve more results. However, fat burning supplements have diminishing returns. The more of the supplement that you use, does not necessarily equate to better results. In fact, you might actually do more damage than good. Thus, it is not something that you are going to want to find yourself doing if you actually want to achieve your goal of fat loss.

3. Measure Your Results.

You are also going to need to make sure that you measure your results. Whenever you are using a supplement like one that helps boost your metabolism and helps to gain energy, you want to be sure that you are accurately looking at your results to make sure that you are doing everything that you can in order to find the right balance. You need to have a good balance when it comes to using these kinds of supplements and by measuring your results, you should be able to see what is working and what isn’t. Thus, allowing you to really be able to maximize your results in the end.

Overall, there are a lot of different things that you are going to want to do in order to maximize your chances of having success with using fat burners. By looking at the different fat burning supplements on the market and managing your diet successfully, you should be able to achieve great results with just about any kind of effective fat burning supplement on the market. Be sure to avoid these common pitfalls for the best chances of success.

David Hernandez